FAQs on check printing 3
Can the kind of check stock I use really make a
difference?
Absolutely! The quality of the MICR documents you use is very dependent
on the type of paper that’s used. Besides harming the adhesion of toner,
a poor quality paper is more likely to get jammed in the bank
read/sorter that used in getting the checks processed.
For a list of better paper stock to use for your check printing, the
following would do well:
-24 lb. bond paper with a taber M.D. 2.5 and C.D. 1.1 minimum
-Paper with a rougher surface (of course, keep it within the base
printers' specifications for best toner fusing)
-Long or short paper grain. Overall performance in the banks
reader/sorters is best when the grain direction is left to right when
viewing the check.
-Micro-Perf (20 or more cuts per inch) perforations
-A moisture content between 4.7% and 5.5%. Storage conditions have a
large effect on the final moisture content of most papers. Your check
stock should be stored in a cool, dry and stable environment (which
should also be secure, not to mention) The protective wrappings should
not be removed until just prior to using.
-The use of paper-based security features such as void pantographs and
laid lines is also recommended as fraud deterrents.
I want to learn more about MICR. Are there any
special places where I can get more information?
There are a few places where you can obtain MICR information including
conferences, and banking industry issues by American Bankers
Association, research, conferences and publications by Bank
Administrative Institute and at American National Standards Institute.
Other businesses where you can find out more is at X9, a business that
develops and publishes consensus technical standards for financial
services, which is accredited by the American National Standards
Institute.
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