The Differences of a MICR printer and
General Laser printers
So you may be wondering…what’s the difference
between a MICR laser printer and a regular laser printer? Due to banking
industry standards, a MICR laser printer has much more security features
that are installed to the standards of The American National Standards
Institute (ANSI). Generally, MICR laser printers are built to include
the six standards that ANSI requires of to become an MICR printer.
However, normal laser printers can also be modified to include the MICR
features to be become MICR labeled.
Regular printers are usually only corresponded to readability
preferences of users. MICR printers, on the other hand, has to conform
with other facets including electronic MICR durability, uniformity, font
standards and numeric placements. MICR also has special font cartridges
and PCMCIA cards holding fonts, logos, signatures and other information
for check printing on their systems that can be removed if wanted.
In using a MICR Printer, a MICR Toner would be recommended for use as
well. As MICR printers and general laser printers differ, so does the
toner for each one. Although general laser printer toner and MICR
printer toners are similar in many aspects, the MICR toner contains a
ferrous iron oxide that enables the bank check clearing system to read
the information on the check. As an ANSI standard, the iron oxide
addition is usually about 50% to 60% of its contents.
With MICR standards set by the ANSI, it’s very important that using a
MICR printer and toner will follow such guidelines. The electronic bank
clearing system can usually detect such differences if the standard
guidelines aren’t being used. Many times, in this case, a bank can
refuse the check or charge the payee an additional fee due to the poor
MICR quality on the check.
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